Support programs for buying a resale condo in Tokyo’s 23 wards

• Newlywed households (within 2 years of registering the marriage or having a partnership accepted, as of the main application date) or households raising children, that have a parent (a parent of the applicant or of their spouse/partner) who has lived in the ward continuously for 5 years or more
• Moving from outside the ward into the ward, or moving within the ward
• For an owner-occupied home, it must have been acquired with loans from financial institutions totaling ¥15 million or more
• Private floor area: 30.0㎡ or more for 2-person households / 40.0㎡ or more for 3-person households / 50.0㎡ or more for households of 4 or more people
• You must join the neighborhood association (町会) of the area you move to
• No one living in the household may have unpaid resident tax
• In principle, a provisional application is required before signing the housing contract (if this was not possible, submit the main application within 1 month of the contract date)

Note: The ward's FAQ clearly states that the owner-occupied home can be "new, used, a for-sale development, a condominium, or a detached house." From July 2026, the rent subsidy amounts were increased, and the floor area requirement of "being larger than the home before the move" was abolished. The subsidy is treated as miscellaneous income. A current status report must be submitted every year around June to July (payments are suspended if the income limit is exceeded). The pamphlet says "(in principle) you must not have used a Chiyoda Ward housing subsidy before." The current page does not give the specific number of households being accepted.

Glossary: Living near or with parents (近居・同居), Private floor area (専有面積)

• Households raising children that have lived in the ward continuously for 1 year or more (households with a child who, as of the main application date, is up to the first March 31 after turning 18)
• Limited to moves within the ward (moving in from outside the ward is not eligible)
• For an owner-occupied home, it must have been acquired with loans from financial institutions totaling ¥15 million or more
• Private floor area: 30.0㎡ or more for 2-person households / 40.0㎡ or more for 3-person households / 50.0㎡ or more for households of 4 or more people
• You must join the neighborhood association (町会) of the area you move to
• No one living in the household may have unpaid resident tax
• In principle, a provisional application is required before signing the contract (if this was not possible, submit the main application within 1 month of the contract date)

Note: Households living outside the ward are not eligible for the within-ward moving subsidy (ward FAQ No.5). If you are moving in from outside the ward, the only option is the subsidy for living near parents, which applies when a parent has lived in the ward for 5 years or more. The "continuous" residence period cannot be added up from separate periods. Used condominiums are also eligible (FAQ No.3).

Glossary: Private floor area (専有面積)

• Owners of existing buildings in the ward (including unit ownership), or people who have the owner's consent
• You must apply before the work (start work after receiving the grant decision notice)
• You must have made the Chiyo-Eco Declaration (ちよエコ宣言) (for individuals, the Chiyo-Eco Hero Declaration, ちよエコヒーロー宣言)
• No unpaid fixed asset tax, resident tax, etc.
• The work must be done by a contractor, paid in a single lump sum, and the renovated equipment must be maintained for 5 years
• Only 1 application per fiscal year for the same building

Note: As of September 13, 2026, new applications cannot be made. It has not been decided whether applications will reopen. The ward says this can be combined with the national Advanced Window Renovation Program (先進的窓リノベ事業) and the Tokyo Metropolitan Government's energy-efficiency retrofit promotion program for existing homes. In condominiums, windows are often treated as common areas, so you need to check the management rules separately (not stated on the ward page).

• People who have an address in the ward (ward residents) and who pay the installation costs
• New equipment used in the dwelling unit where you live (leased or used equipment is not eligible)
• Apply by about 2 weeks before the installation work, and start work after the grant decision
• Complete installation and payment by March 15, 2027, and submit the completion report by March 31, 2027
• Within the same fiscal year, 1 application per type of eligible equipment
• If combined with national or Tokyo Metropolitan Government subsidies, the ward subsidy may be reduced

Note: No ward-run program was found in Chuo Ward that subsidizes individuals for insulated windows, barrier-free renovation, or seismic renovation of private areas (the subsidy for renovating common areas of condominiums is for management associations). This program covers equipment installation, and replacement with high-insulation windows is not included in the eligible equipment. For people buying a home and moving in from outside the ward, it appears that you would apply after becoming a ward resident, but the ward page does not state this. Whether window film can be installed needs to be checked against the management rules.

• Households raising children (households with a child of high school age or younger, meaning until the first March 31 after turning 18; unborn children included), or young couple households (either spouse is under 40; common-law marriages and partnerships included). You only need to qualify at either the time the contract is signed or the time of application
• The signing date of the construction contract or purchase contract (original contract) is on or after December 6, 2024
• The home meets the new seismic standards (building confirmation on or after June 1, 1981), or can be confirmed to have adequate seismic resistance
• The floor area of the part you use as your own residence is 50㎡ or more
• At the time of application, you live in the eligible home and are registered as a resident there
• No household member has unpaid resident tax or receives public assistance (welfare); must not be a member of an organized crime group (暴力団員)
• The home is owned by the applicant or their spouse, etc., and ownership preservation registration or ownership transfer registration has been completed

Note: The ward's FAQ includes an example of buying a used home, and an answer that "moving from a condominium in the ward to a new condominium is also eligible." It can be combined with the national Mirai Eco Housing Program (みらいエコ住宅事業) and Advanced Window Renovation Program (先進的窓リノベ事業). The flyer says "eligibility expanded from FY2026," but the changes could not be confirmed. This program is a prerequisite for Flat 35 Regional Cooperation Type (【フラット35】地域連携型) and the Minato Ward partner housing loan (see separate entries).

Glossary: Old and new earthquake standards (旧耐震・新耐震), Registration and registration tax (登記・登録免許税), Private floor area (専有面積)

• People eligible for the Housing Acquisition Support Subsidy for Households Raising Children, etc. who plan to use the subsidy
• You must meet the Flat 35 loan requirements
• Before signing the loan contract, submit the ward-issued "Flat 35 Regional Cooperation Type Eligibility Certificate" (【フラット35】地域連携型利用対象証明書) to the financial institution (cannot be used after the loan has been disbursed)
• The purchase contract was signed on or after December 6, 2024

Note: The interest-rate reduction is provided by the Japan Housing Finance Agency (JHF). The JHF's budget, whether its applications have closed, and the latest reduction amounts need to be checked on the JHF website (only the ward page was checked this time). The ward page does not say whether this can be used together with the Minato Ward partner housing loan.

Glossary: Flat 35 (フラット35)

• People eligible for the Housing Acquisition Support Subsidy for Households Raising Children, etc. who plan to use the subsidy
• You must meet the loan conditions of the partner financial institutions (Shiba Shinkin Bank, UI Bank)
• Before signing the loan contract, submit the ward-issued "Minato Ward Partner Housing Loan Eligibility Certificate" (港区提携住宅ローン利用対象証明書) to the partner financial institution (cannot be used after the loan has been disbursed)

Note: The specific preferential interest rates need to be confirmed with each financial institution. The ward page says details of Shiba Shinkin Bank's preferential rates can be found on that bank's website.

Glossary: Short-term prime rate and base rate (短期プライムレート・基準金利)

• At the time of application, you must be a Minato Ward resident and live at the address where the installation is planned
• Apply before construction starts (start work after the decision notice arrives)
• New equipment registered with the Hokkaido Environment Foundation (公益財団法人北海道環境財団) (used or leased equipment is not allowed)
• No high-insulation sash subsidy application has been made in the past for the same address (not allowed even if a previous resident used it)
• Applications related to new construction are not allowed, and work that spans fiscal years is not allowed

Note: If you buy a home and move in from outside the ward, you must apply and start work after registering as a resident and moving in. Solar control film (up to ¥40,000 for ward residents) is also eligible under the same program (Global Warming Countermeasure Subsidy Program page, updated August 26, 2026). No mention of a budget cap or early closure could be found. Window renovations may require approval from the condominium management association (not stated on the ward page).

• The child's household or the parents' household falls under one of the following: (a) a household made up only of people aged 60 or older, including someone aged 65 or older / (b) a household including someone with long-term care level 1–5, or holding a physical disability certificate of grade 4 or above, an Ai no Techo (愛の手帳, intellectual disability certificate) of degree 4 or above, or a mental disability health and welfare certificate / (c) a household that supports and lives with a child who has not finished compulsory education
• Either the child's household or the parents' household has lived in the ward for 1 year or more. A household moving in from outside the ward has not lived in the ward in the past 6 months
• At the time of the preliminary registration application, living outside the ward and planning to live nearby or together in a home in the ward (for newly living together, moving from within the ward is also possible)
• The home is a private rental home or an owner-occupied home in the ward (public housing, company housing, and contracts in a corporation's name are not eligible). It meets the new seismic standards and the minimum living area (single person 25㎡, 2 people 30㎡, 3 or more people 10㎡ × number of household members + 10㎡)
• The household's total income for the previous year is at or below the limit (0 dependents: ¥5,020,000; 1: ¥5,400,000; 2: ¥5,780,000; 3: ¥6,160,000; 4: ¥6,540,000; 5: ¥6,920,000. For 6 or more, add ¥380,000 per person)
• No unpaid resident tax. Not receiving public assistance (welfare) or support benefits for Japanese left behind in China, etc. Has not previously received the Multi-generation Proximity/Co-living Subsidy, the Next-Generation Relocation Subsidy (次世代育成転居助成), etc. Not receiving the ward's private rental housing rent subsidy
• Submit the preliminary registration application before signing the housing contract and before moving, and submit the main application within 30 days after moving in from outside the ward or moving within the ward

Note: 'Living nearby' means that both the child's household and the parents' household live in Shinjuku Ward; there is no distance requirement. Used condominiums built under the old seismic standards that do not meet the new seismic standards are not eligible (eligible if seismic reinforcement has been done). When acquiring an owner-occupied home, prior consultation is required if it is likely to take 3 months or more from preliminary registration to the main application. The subsidy is taxable income. How many of the 9 household openings remain is not published, so check with the Housing Section (住宅課, 03-5273-3567). No ward-specific programs for home purchase cost subsidies, interest subsidies, or subsidies for moving in/settling in the ward were found on the Shinjuku Ward official website.

Glossary: Living near or with parents (近居・同居), Old and new earthquake standards (旧耐震・新耐震), Total income amount (合計所得金額), Purchase costs (諸費用)

• Has an address in the ward, installed the equipment in that individual home for their own use, and has paid the full amount (people whose address is in a multi-unit building: insulated windows only)
• Insulated window requirements: renovation of existing windows / adding inner windows or replacing glass / all windows in the same room become insulated windows (excluding skylights) / thermal transmittance is improved to 4.65 W/m2・K or less
• Both the work completion date and the payment completion date fall between April 1, 2026 and March 12, 2027 (not eligible if the gap between the two exceeds 1 year)
• Has not previously received the same type of subsidy from the ward
• For rented, loaned free of charge (使用貸借), or jointly owned properties, an owner's consent form is required

Note: Because an address in the ward is required to apply, the flow is to move in after purchase and then do the work and apply. Condominium windows are generally treated as common areas, but the ward page does not say whether management association approval is required (unconfirmed). In principle, there is an on-site inspection after applying. If the total including national government, Tokyo Metropolitan Government, or other subsidies exceeds the costs, the amount is reduced.

• You have an address in the ward, and between February 1, 2026 and January 31, 2027 you installed the eligible equipment in a home in the ward that you own or live in.
• For a condo unit: you have the consent of all unit owners of the building, or you are following the management rules or a resolution of the owners' meeting. If the home is jointly owned, the consent of all co-owners is required. If you are a resident (not an owner), the consent of all owners is required.
• The windows/glass are registered as eligible products under the national government's Insulation Renovation Support Program (断熱リフォーム支援事業) or the Advanced Window Renovation Program (先進的窓リノベ事業).
• All windows in 1 or more habitable rooms (for multi-unit buildings, the habitable rooms of each unit) must be made insulated windows. Work on windows that are not exposed to outside air is not eligible.
• On the application date, you have paid all costs in full and have no unpaid resident tax.
• Within the same fiscal year, individuals can apply only once for the same home.

Note: The requirements for individuals also include “having purchased and owning a home in which the equipment has been installed, etc.” However, insulated windows require renovation work on an existing home, so you need to check with the ward whether buying a used condo in which the seller already installed them through renovation would be eligible. It can be combined with national government and Tokyo Metropolitan Government subsidies (as long as the total does not exceed the costs), but not with other ward subsidies. Eligible equipment for individuals also includes home delivery boxes (up to ¥100,000) and others. No ward-specific programs for home purchase cost subsidies, interest subsidies, moving-in/settling subsidies, or living-nearby/living-together subsidies were found on Bunkyo Ward's official website.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• You belong to a household that includes an older person (aged 65 or over) or a person with a physical or mental disability (if there is a long-term care insurance certification, the home renovation subsidy of the Long-Term Care Insurance Section (介護保険課) takes priority).
• Apply before construction starts (as a rule, at least 3 weeks before construction starts).
• You live in, and are registered as a resident at, a home in the ward that is owned by you or by a relative, etc.
• You have no unpaid resident tax.
• The home has not used this subsidy, long-term care insurance home renovation benefits, or similar in the past 10 years.
• Work due to aging or breakdown, new installations, relocations, and large-scale extensions or remodeling, etc., are not eligible.

Note: We judged the program to be running based on the page's update date (August 4, 2026). However, the page does not say “FY2026” (令和8年度), and the year in the required documents section (tax payment certificate for FY2025) has not been updated. It is not stated whether the private area (専有部分) of a condo is eligible (if the building is in joint names, a construction consent form from all owners is required). You apply after living in the home and registering as a resident. Home renovation benefits from welfare departments, such as long-term care insurance and independence support (自立支援), were outside the scope of this survey.

• Supports and lives with a child of high school age or younger (up to the first March 31 on or after the day the child turns 18), or the applicant or their spouse living with them is expecting a baby and has received a Maternal and Child Health Handbook (if planning to live together, must start living together and register as residents by the earlier of 30 days after the work completion date or March 31, 2027)
• A home in the ward where the applicant lives, or a home in the ward where the applicant plans to live after the renovation (must move in and register as a resident by the earlier of 30 days after the work completion date or March 31, 2027)
• The combined total income of the applicant, spouse, and everyone living with them for the previous year (the year before the previous year if applying in January–June) is ¥12 million or less
• No one has unpaid resident tax. No one has previously received a subsidy under this program for the same home
• Not receiving subsidies under other national government, Tokyo Metropolitan Government, or Taito Ward programs
• Apply before starting the renovation work (work cannot start before receiving the grant decision notice)
• Updates or repairs due to aging or damage, and purchases of goods only, are not eligible

Note: The page still shows an update date of April 1, 2025, and the remaining budget is unknown (check with the Housing Section (住宅課), 03-5246-9028). The Tokyo Metropolitan Government's 'Protecting Children' Housing Security Promotion Program (「子供を守る」住宅確保促進事業) is a separate metropolitan program.

Glossary: Total income amount (合計所得金額)

• Install newly purchased, unused eligible equipment in a building in the ward (adding to existing equipment is not eligible)
• If the building is not owned by the applicant or is jointly owned, the consent of the owner (co-owners) is required
• No unpaid resident tax
• Make an advance application before the work, and start the work only after being notified of acceptance (winning the lottery)
• After the work and payment are complete, submit the grant application by February 15, 2027
• The work is not on a building planned for sale, transfer, etc.; has not previously received a subsidy for the same equipment, etc.

Note: Applications are not possible this fiscal year, so check when applications for FY2027 open. There is no requirement to live in the ward; the target is 'buildings in the ward'. How management association approval is handled when an individual renovates windows in a condominium could not be confirmed in the guide.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• A household raising children with a child of junior high school age or younger, or a young-couple household where both spouses are under 40 (determined as of the approval application).
• A home that the eligible household (households raising children, etc.) lives in itself and built or bought in its own name (transfers free of charge are excluded).
• The unit's private floor area is at least the minimum residential floor area standard for the household size (10㎡ × number of household members + 10㎡).
• You can submit a certificate of inspection (検査済証), or a certificate of entries in the building confirmation register (建築確認台帳記載事項証明書) showing that a certificate of inspection was issued.
• For homes whose new construction started on or before May 31, 1981, you can submit a used-home compliance certificate (中古住宅適合証明書), an existing-home performance evaluation report (既存住宅性能評価書) (seismic grade 1 or higher), a seismic standard compliance certificate (耐震基準適合証明書), etc.
• The eligible household has a mortgage contract as the debtor with the Japan Housing Finance Agency (JHF) or a private financial institution, etc., and pays the interest itself (loans between individuals are not eligible).
• No household member has unpaid resident tax, receives public assistance (welfare), or is a member of an organized crime group (暴力団).
• You have not previously used this program or the Three-Generation Living Together/Living Nearby Home Acquisition Support Program (三世代同居・近居住宅取得支援制度).

Note: Confirmed that the FY2026 budget document (https://www.city.sumida.lg.jp/kuseijoho/gyoseikaikaku_zaisei/zaisei/yosansyo/R8yosansyo.files/R8_tousyo.pdf) includes “Settlement promotion program for households raising children, etc.: ¥92,826,000 (interest subsidies for borrowing home acquisition funds).” The program page was last updated on November 6, 2025. Used condos are also eligible, but a certificate of inspection (or a certificate of entries in the register) is required, so check older properties in advance. Flat 35 Regional Cooperation Type cannot be used after the loan has been disbursed (FAQ). The subsidy counts as miscellaneous income (雑所得), and you may need to file a tax return. The FAQ states that it is not thought to affect the housing loan tax deduction. The page for the former Three-Generation Living Together/Living Nearby Home Acquisition Support Program (三世代同居・近居住宅取得支援制度) returns a 404 error, and no new applications could be confirmed.

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Old and new earthquake standards (旧耐震・新耐震), Flat 35 (フラット35)

• Owners of buildings in the ward (individuals, management associations, etc.).
• No unpaid resident tax, and the home where the equipment is installed is not intended for sale.
• Submit an eligibility confirmation application at the Environmental Conservation Section (環境保全課) counter between 1 month and 7 business days before construction starts (not by mail; not accepted after construction starts).
• Construction costs of ¥100,000 or more excluding tax (¥10,000 or more excluding tax for straight-tube LEDs; ¥50,000 or more excluding tax for HEMS and charging equipment); unused products.
• Windows: glass thermal transmittance of 2.7W/㎡・K or less; all windows are renovated room by room.
• Insulation material: installed on all parts exposed to outside air in 1 or more habitable rooms; R-value of 2.7 or more for roofs, ceilings, and exterior walls / 2.2 or more for floors; products registered with the Hokkaido Environment Foundation (北海道環境財団).
• Each type of equipment only once per building.
• Pass the ward's document review after construction is completed by March 17, 2027.

Note: Only building owners can apply, so apply after the purchase (acquiring ownership) and before construction starts. The “condominium” (分譲マンション) limits (such as ¥500,000 for windows) are the amounts that apply when a management association installs equipment in common areas. Window sashes, etc., are often treated as common areas under management rules, so management association approval may be required (the official page does not mention this). It can be combined with national government and Tokyo Metropolitan Government subsidies, but the amount is calculated after deducting those subsidy amounts.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• The home is located in the ward, and you will live in it after the renovation.
• The applicant's income for the previous year is ¥12 million or less.
• No unpaid resident tax; aged 18 or over at the time of application.
• You can sign a guarantee consignment contract with the Shinkin Guarantee Fund, a general incorporated association (（一社）しんきん保証基金).
• Income limits for the households raising children, etc., category (applicant's income only): 0 dependents ¥4.8 million; 1 dependent ¥5.18 million; 2 dependents ¥5.56 million (add ¥380,000 for each dependent from the 3rd onward).
• Participating financial institutions: Asahi, Tokyo Higashi, Tokyo City, Tokyo Bay, and Komatsugawa shinkin banks (信用金庫).

Note: This is for renovation funds, not home purchase funds. The official page does not state whether the private area (専有部分) of a condo is eligible, so check with the Planning Unit of the Housing Division (住宅課計画担当) (03-5608-6215). Page updated December 3, 2024. In the flyer's procedure, the order is: construction completed → on-site inspection → loan contract and disbursement.

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Purchase costs (諸費用)

• Home owners, etc., who are considering making use of the home through renovation, sale, rental, etc.
• A home for living in (homes used for business are not eligible).
• You must apply before signing the survey contract.
• The completion report must be submitted by March 15 of the fiscal year in which the subsidy decision was made.

Note: Eligible applicants are “home owners, etc.” It is not stated whether prospective buyers can apply before acquiring ownership, so check in advance if you want to use it for a survey before buying. It is easy to use for renovation planning after purchase. Page updated May 2, 2025.

Glossary: Building inspection (インスペクション)

• An individual who owns a home in the ward, or an individual who intends to acquire a home of their own in the ward (a resident with the owner's consent is also eligible)
• Apply before construction starts (applying about 1 month before construction starts is recommended)
• High-insulation windows: one of interior window installation, exterior window replacement, or glass replacement; thermal transmittance after renovation of 4.65 W/㎡·K or less; all windows in 1 or more habitable rooms must be renovated
• High-insulation doors: replacement of an existing door that faces the outside air, with thermal transmittance after installation of 4.65 W/㎡·K or less
• No unpaid special ward resident tax (特別区民税) or Tokyo metropolitan resident tax (都民税); the home is not intended for sale or transfer
• The applicant must be the construction contract holder, the name on the receipt, and the holder of the bank account receiving the payment
• No subsidy received for the same home and the same type of equipment within the past 5 years (FY2022 or later); equipment must be unused and installed through work by a construction company

Note: Program guide (Individual Homes): https://www.city.koto.lg.jp/380201/machizukuri/kankyo/sedo/documents/01_20260401ondankajosei_kojin.pdf. No statement about a budget cap or early termination could be found on the page. Windows and entrance doors are often classified as common areas under condominium management rules, so approval from the management association may be required (this point is not stated on the official page). Koto Ward's ZEH / Tokyo Zero Emission Housing subsidy (flat ¥300,000) is limited to detached houses, so condominiums are not eligible. On Koto Ward's official website (Housing page https://www.city.koto.lg.jp/kurashi/sumai/index.html, the Housing Division's list of services, and the child-rearing support page), no ward-specific support was found for home purchase costs, loan interest subsidies, moving into the ward and settling there, or living nearby or together with family. The Housing Division's condominium-related support (such as support for renovating common areas) is for management associations.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• On the moving date or the application date, the household is raising a child who lives with them (until the first March 31 after turning 18; includes an unborn child for whom a maternal and child health handbook (親子健康手帳) has been issued) (single-parent households included)
• Moving from within the ward to within the ward. As of the application date, all household members except children under 2 years old must have had their address in, and lived in, the ward continuously for 2 years or more (past periods of residence cannot be added together)
• The purchase contract, construction contract, or lease contract was signed on or after April 1, 2026
• You plan to continue living in the ward for 5 years or more from the moving date
• The home meets the new seismic standards, or has equivalent seismic performance
• The occupied floor area is at least the size set by the housing performance standards in the national Basic Plan for Housing (住生活基本計画) (Cabinet decision of March 27, 2026) (the ward's reference excerpt says "homes larger than about 40㎡")
• You join a neighborhood association (町会・自治会) and are willing to take part in community events, etc.
• No unpaid resident tax, fixed asset tax, or city planning tax, and you have not used another ward subsidy for the same moving costs
• Contracts in a company's name, company housing, homes acquired through inheritance, and moving in with the parents' household without acquiring a home are not eligible

Note: Households moving in from outside the ward are not eligible (having lived in the ward for 2 years or more is a requirement). If one parent lives outside the ward because of a work posting away from the family (単身赴任), the household may be eligible if either parent has lived in the ward for 2 years or more (pamphlet Q&A). Newly purchased furniture and home appliances are not eligible costs. The application must be submitted within 6 months, including any time needed to fix problems with the application documents.

Glossary: Old and new earthquake standards (旧耐震・新耐震), Private floor area (専有面積), Purchase costs (諸費用)

• You must be a Shinagawa Ward resident who currently lives in the home to be renovated (in the ward), or who will live there after the renovation (if you have not moved your resident record by the time of application, the subsidy may not be granted)
• Make the reservation application (予約申込) before starting work
• The work must be ordered from a contractor in the ward, with total eligible work costs (excluding tax) of ¥100,000 or more
• This must be your first time using this program (in principle, once per household)
• No unpaid resident tax
• You have not used another Shinagawa Ward subsidy program for the same work (combining with national or Tokyo Metropolitan Government subsidies is allowed from FY2026)

Note: The ward page does not explicitly say that ward residents can renovate private areas of condominiums (common-area work by management associations is a separate category with a cap of ¥1 million). The ward's Q&A says applications are accepted only at the Housing Section (住宅課) counter (not by mail or online). The ward's own housing loan support program, the "Housing Repair Loan Referral" (住宅修築資金の融資あっ旋), stopped accepting new applications on March 31, 2026.

• A residential home in the ward where you, as a Meguro Ward resident, live (for energy-efficiency renovation: a home in the ward that you own and live in yourself)
• The work must be done by a contractor in the ward
• Apply before the work begins (by about 2 weeks before the work; start work after the screening result notice arrives)
• The work cost excluding tax is ¥200,000 or more
• You have not applied for a national or Tokyo Metropolitan Government renovation work subsidy (cannot be combined)
• No unpaid resident tax
• The work and payment are completed by March 31, 2027
• Energy-efficiency renovation: the home meets the new seismic standards (a compliance certificate is required if construction started on or before May 31, 1981); the building is at least 10 years old at the time of application; you have not previously received the ward's energy-efficiency renovation subsidy; and you have not received the general renovation subsidy on or after April 1, 2016
• General renovation: if you have received it before, in principle you cannot apply for 5 years starting from the following fiscal year

Note: The ward page clearly states that "both detached houses and condominiums are eligible" and that "work on common areas of condominiums is not eligible (private areas are eligible)." Note that this cannot be combined with national or Tokyo Metropolitan Government window renovation subsidies (such as the Advanced Window Renovation Program, 先進的窓リノベ). If you use it right after buying a home, it needs to be confirmed whether you must already be living there as a ward resident at the time of application (the requirement is "where you, as a Meguro Ward resident, live"). The ward page does not show the remaining budget. Meguro Ward's "Subsidy for Installing Residential Renewable Energy and Energy-Saving Equipment" (住宅用再生可能エネルギー及び省エネルギー設備設置費助成) (solar power, storage batteries, Ene-Farm, EcoCute, etc.; June 1, 2026 to January 29, 2027) covers equipment installation, and there are few situations where it can be used for condominium units.

Glossary: Old and new earthquake standards (旧耐震・新耐震), Building age (築年数)

• Ward residents who have lived continuously in the home to be renovated since January 1, 2026, or households raising children that establish their address at the home to be renovated by the main application (households with a member who lives with and supports a child of junior high school age or younger; being pregnant at the time of the advance application also qualifies)
• You must be the owner of the private home where the work is done (households raising children submit the purchase contract for a property in the ward at the advance application, and the building's certificate of registered matters (登記事項証明書) at the main application)
• An advance application (provisional application) is required before the work begins
• The contract must be with 1 small or medium-sized business whose main office (headquarters) is in the ward, and the estimate, invoice, and receipt must all be issued by that 1 company
• The costs for Type A work and Type B work must each be ¥100,000 (excluding tax) or more
• You have not previously received this subsidy in the same category
• No unpaid special ward resident tax, Tokyo metropolitan resident tax, etc.
• For condominiums, only renovation of private areas (including areas reserved for exclusive use) is eligible
• Work associated with a purchase is not eligible in principle (households raising children are eligible even with a purchase)

Note: In practice, only households raising children can use this together with buying a used condominium (households not raising children must have lived there since January 1, 2026, and work associated with a purchase is not eligible). It can be combined with national or Tokyo Metropolitan Government subsidies, on the condition that you pay out of pocket at least the amount of the subsidy. For condominiums, you need to check the management association's renovation work rules. In Ota Ward, no subsidies were found for the home purchase cost itself, interest subsidies, moving-in/settlement subsidies, or subsidies for living nearby/living together.

• You are a household raising children (as of the moving date, a household raising a child up to the first March 31 on or after the day the child turns 6; this includes pregnant households that have been issued a Maternal and Child Health Handbook as of the application date, and single-parent households), or a young-couple household (as of the moving date, a household made up of only a married couple, with one of the spouses aged 39 or under).
• As of the moving date, one of the spouses (for single-parent households, the child's parent) has had an address in the ward continuously for 5 years or more and actually lives there (past periods of residence cannot be added together).
• The head of household on the resident register is one of the spouses.
• The home is in the ward, and a sales contract or construction contract for it was signed on or after April 1, 2026, with at least 1 of the spouses named on the contract (contracts in a corporation's name are not eligible).
• The home meets the new seismic standards (in force from June 1981) or has equivalent seismic performance (homes seismically reinforced to the new standards are also accepted).
• The occupied floor area of the residential part is 50㎡ or more.
• You intend to live in the ward for 5 years or more from the moving date, and at least 1 of the spouses intends to take part in community groups or community activities.
• No unpaid resident tax (excluding those under 18). Not receiving public assistance (welfare) or support benefits for Japanese left behind in China, etc. Have not received this support payment before.
• Apply within 90 days of the moving date (the date your address was set on the resident register) (corrections to incomplete or missing documents must also be made within 90 days).

Note: Households that move in from outside the ward and buy are not eligible; one of the spouses must have lived in the ward continuously for 5 years or more. To prove that the home meets the new seismic standards, use documents such as a certificate of inspection (検査済証) (if unavailable, a certificate of entries in the building register (台帳記載事項証明書)), a seismic standard compliance certificate (耐震基準適合証明書), a housing performance evaluation report (住宅性能評価書), a defect liability insurance certificate (瑕疵保険の付保証明書), or the explanation of important matters (重要事項説明書) (the construction date in the property register alone is not accepted). The support payment is taxable, and you may need to file a tax return. Setagaya Pay points expire after about 1 year. Households of common-law couples and same-sex partners are also eligible.

Glossary: Old and new earthquake standards (旧耐震・新耐震), Resale home defect insurance (既存住宅売買瑕疵保険), Private floor area (専有面積)

• “Living nearby” means both households live in the ward, and the homes are within 3km of each other in a straight line or within the same or adjacent ward junior high school districts.
• The household that is not moving in or moving has had an address in the ward and lived there continuously for 1 year or more.
• The household raising children is raising a child under 18 (up to the first March 31 on or after the day the child turns 18), or has been issued a Maternal and Child Health Handbook as of the payment application.
• For a move within the ward, the households were not living nearby or living together before the move.
• The home is a private rental home or owner-occupied home in an individual's name, with a contract signed on or after April 1, 2026 (if no contract is involved, the date the address was set is on or after April 1, 2026). Public housing, company housing, and homes in a corporation's name are not eligible.
• The home meets the new seismic standards (seismically reinforced homes are also accepted) or has equivalent seismic performance, and meets the minimum residential floor area standard.
• You expect to keep living nearby or together for 5 years or more after moving in or moving.
• All members of the household raising children and of the parents' household (excluding those under 18) have no unpaid resident tax. Not receiving public assistance (welfare), etc. Have not previously received this support payment or the Multi-generation Living Nearby/Living Together Promotion Subsidy (多世代近居・同居推進助成金). The parents' household is not living in a long-term care insurance facility, etc.
• Moving costs are eligible only if a moving company is used.
• Apply within 90 days of the moving date (the date your address was set on the resident register).

Note: If you move within the ward and the new home is one you bought, combining this with the Settlement Support Program (定住応援事業) can bring the total to the equivalent of up to ¥700,000 (the Settlement Support Program's requirements, such as 5 years of residence, must also be met). If you move in from outside the ward, you would normally use this program alone (up to ¥300,000). The Setagaya Ward Multi-generation Living Nearby/Living Together Promotion Subsidy Program (世田谷区多世代近居・同居推進助成事業), which ran until FY2025, is a separate program that has stopped accepting applications. No income requirement is stated on the page or in the program guidelines (要綱).

Glossary: Living near or with parents (近居・同居), Old and new earthquake standards (旧耐震・新耐震), Purchase costs (諸費用)

• An individual registered as a resident of Setagaya Ward who personally pays the construction costs (corporations are not eligible).
• The work is done under a contract with a contractor that has a shop, office, etc., in the ward.
• An existing home in the ward that complies with the Building Standards Act and related regulations (newly built homes are not eligible).
• If any part of the building is owned by someone other than the applicant, obtain the consent of all owners in advance.
• 1 application per applicant within the same fiscal year. No unpaid special ward resident tax or Tokyo metropolitan resident tax.
• Pre-register after signing the construction contract, and apply for the subsidy after the work and payment are complete.

Note: The application guide does not mention condos specifically. Renovating windows or doors that are common areas likely requires the consent of the other owners (such as the management association) (not confirmed). A high-insulation bathtub is work in the private area (専有部分). It can be combined with national government and Tokyo Metropolitan Government subsidies (check with each office whether the national or Tokyo side allows combining). Solar panels, storage batteries, and insulating film are not eligible in FY2026.

• An individual registered as a resident of Shibuya Ward who has never received a subsidy from this program.
• You are the owner of the home, or the owner's spouse, parent, or child, and you live in that home.
• The home is in the ward (non-residential parts such as shops and offices, and common areas of multi-unit buildings, are not eligible). It complies with the Building Standards Act and other related laws.
• Construction costs excluding consumption tax are ¥50,000 or more. New construction and extensions are not eligible.
• Consult and request a quote from the “Housing Consultation Room” (住まいの相談室) of the Shibuya Branch of the Tokyo Doken General Workers' Union (東京土建一般労働組合渋谷支部), and have a partner contractor do the work (you cannot choose the contractor).
• The work area has not been approved for a subsidy under another ward subsidy program.
• Start work after applying. The subsidy is paid by the ward to the partner contractor (delegated receipt (受領委任)).

Note: Because living in the home is a requirement, the process is to move in and register as a resident after buying, then apply and start work. The page does not mention a budget limit or closing applications early. No ward-specific programs for home purchase cost subsidies, interest subsidies, moving-in/settling subsidies, or living-nearby/living-together subsidies were found on Shibuya Ward's official website.

• The applicant (purchaser) is an individual registered as a resident of Shibuya Ward, or an individual who intends to become a ward resident by the time of the installation completion report.
• Install an unused Ene-Farm (a unit designated by the Fuel Cell Association (燃料電池普及促進協会)) in a home, etc., in the ward where you live.
• You have not received this subsidy within the same fiscal year. You have no unpaid resident tax.
• If the building is jointly owned or not owned by you, installation consent forms from all owners are required.

Note: Even before moving in, you can apply if you plan to become a ward resident by the time of the installation completion report. The ward's page does not say whether condos have the installation space or permission under the management rules, so this needs to be checked case by case. In Shibuya Ward, no ward-specific subsidy for individuals covering insulated windows was found. The ward's “Subsidy for Purchase Costs of Crime Prevention Equipment, etc.” (防犯機器等購入費用の補助) page excludes insulated security windows from the ward subsidy, because they are covered by the Tokyo Metropolitan Government's “Program to Promote Energy-Efficiency Renovation of Existing Homes” (既存住宅における省エネ改修促進事業) (Cool Net Tokyo (クール・ネット東京)).

• You are registered as a resident at the home where the eligible equipment was installed, and you still live in that home on the application date (newly built buildings are not eligible).
• Installed between February 1, 2026 and January 31, 2027.
• Renovate all windows exposed to outside air in 1 or more habitable rooms of an existing building.
• The windows/glass are registered with the Hokkaido Environment Foundation (北海道環境財団) or the Sustainable open Innovation Initiative (SII) (環境共創イニシアチブ) (products in registered status on or after April 1, 2025).
• The existing windows are not high-insulation windows. Products are new and not leased. You own and use them for 5 years or more after installation.
• The applicant and the payer are the same person. You have not received a subsidy for the same equipment before.
• If an individual renovates a common area, such as the exterior windows of a condo, and applies, submit a copy of the relevant part of the management rules (if there is a provision) and the management association's construction consent form.

Note: The FY2026 budget is ¥91,450,000 (first and second periods combined). High-insulation doors are no longer eligible from FY2026. The ward's Q&A says of condo exterior windows: “Management associations, etc., are eligible, but individuals may also be eligible in some cases.” You apply after moving in and registering as a resident. No ward-specific programs for home purchase cost subsidies, interest subsidies, moving-in/settling subsidies, or living-nearby/living-together subsidies, and no ward-specific subsidies for individuals for barrier-free or seismic renovation of private areas, were found on Nakano Ward's official website (the Housing Support (住宅すまいの支援), Home Renovation (すまいのリフォーム), and Condominium Support (分譲マンション支援) pages).

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• A Suginami Ward resident who installed eligible equipment in a home, etc., in the ward where they live.
• The eligible equipment is unused and not leased. The applicant, the contracting party, and the payer are the same person.
• For the same household, the same type of equipment can be subsidized only once within its service life (rainwater tanks, insulating film, and water-saving showerheads only once per household).
• Windows/glass are products registered as eligible under the Advanced Window Renovation 2026 Program (先進的窓リノベ2026事業), the Mirai Eco-Home 2026 Program (みらいエコ住宅2026事業), or with the Hokkaido Environment Foundation (北海道環境財団).
• In condos, etc., glass replacement and exterior window replacement count as renovation of common areas, so a copy of the management rules and (if the rules require it) a copy of the consent form from the board chairperson are needed. If individuals are not permitted to renovate common areas, the management association applies.
• Apply with all required documents after the work and payment are complete.

Note: In the private area (専有部分) of a condo, items such as adding interior windows, insulating film, and water-saving showerheads are easier to use. Glass replacement and exterior window replacement require the approval of the management association. If applications reach the budget amount, a lottery may be held. No ward-specific programs for home purchase cost subsidies, moving-in/settling subsidies, or living-nearby/living-together subsidies were found on Suginami Ward's official website (list of housing-related subsidy programs, as of June 2026). Home renovation benefits from welfare departments, such as long-term care insurance and independence support (for example, the Home Renovation Benefit Program for Older People (高齢者住宅改修給付事業)), were outside the scope of this survey.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• You have had an address in the ward continuously for 1 year or more and live in a home in the ward that you own (including homes owned by your spouse or lineal relatives).
• The home's floor area is 165㎡ or less (240㎡ or less for special loans).
• The applicant's total income for the previous year is ¥1 million or more and less than ¥12 million.
• You are aged 20 or over at the time of application and under 70 when repayment is completed (people 70 or over can apply if they provide a joint debtor).
• You have no unpaid resident tax. You can provide 1 joint guarantor who meets the conditions (such as having an address in Tokyo, Kanagawa, Chiba, Saitama, or Yamanashi Prefecture and not sharing household finances with the applicant).
• The special rate is for households living with a person with a disability, etc.; households living with an older person that carry out work to adapt the home for aging; and households that carry out seismic retrofitting or work such as asbestos removal (when the cost of that work is 1/2 or more of the loan amount applied for).
• Always consult and apply to the Housing Division (住宅課) before construction starts. The financial institution reviews whether the loan is approved.
• Cannot be combined with the seismic retrofitting subsidy (耐震改修工事助成金). Replacing only fixtures such as bathtubs or water heaters, plumbing work, etc., are not eligible.

Note: This is not an interest subsidy for home purchase funds or mortgages; it is a loan arrangement for repair and extension funds. Because you must already live in a home you own in the ward, it covers repair work done after moving in, not at the time of purchase (residence in the ward must be continuous for 1 year or more, not cumulative). The special loan (general rate) is for households living with an older person, multi-generation households, and households of 6 or more people.

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Total income amount (合計所得金額), Pair loan and combined income (ペアローン・収入合算)

• A household raising children that currently lives with a child who has not finished compulsory education (through junior high school) and supports that child as a dependent for tax purposes (households expecting a birth within the preliminary registration period are also eligible)
• The parents' household has lived in the ward continuously for 1 year or more as of the date of the preliminary registration application (living nearby = both the household raising children and the parents' household live in Toshima Ward; distance does not matter)
• If moving in from outside the ward, the household has not lived in the ward at any time within the 6 months before the date the preliminary registration application is accepted
• The private floor area for living (measured to wall centers) at the new home is at least 30㎡ for 2 people, or at least 10㎡ × number of household members + 10㎡ for 3 or more people (the head count is adjusted based on children's ages)
• Submit the preliminary registration application before signing the contract for the new home and before moving (for building or buying an owner-occupied home, preliminary registration after the contract may be possible as an exception if it is before real estate registration is completed; consultation required)
• The main application must be made within 3 months of the preliminary registration application and within 30 days after moving in from outside the ward or moving within the ward
• No unpaid resident tax; not receiving public assistance (welfare); not receiving other public subsidies for the same costs; intention to keep living in the ward continuously for 3 years or more

Note: The number of remaining openings is not published; check with the Living and Housing Support Section (くらし・居住支援課, 03-3981-2683). Only the household raising children receives the subsidy; the parents' household is not eligible. In principle, preliminary registration is not possible after signing the housing contract. The pamphlet states that people who made a preliminary registration for buying an owner-occupied home and use Flat 35 receive an interest-rate reduction for a certain period (separate procedure). For a move into a home owned by a relative within the second degree of kinship, brokerage fees and key money (礼金) are not eligible. The subsidy is occasional income (for tax purposes).

Glossary: Living near or with parents (近居・同居), Private floor area (専有面積), Wall-center area vs. inner area (壁芯面積・内法面積), Purchase costs (諸費用)

• A person who has an address in the ward, is registered in the Basic Resident Register, and buys, installs, and uses the equipment in their own home that they live in
• The equipment must be unused (used items, leased items, etc. are not eligible)
• Insulation-upgrade windows: renovation of existing single-pane glass windows to multi-layer glass or double windows, in units of 1 living room (new windows installed as part of new construction or an extension are not eligible)
• If windows of a condominium (excluding inner windows) are renovated, documents such as the management rules are required to confirm that the applicant is permitted to carry out the renovation
• Contract holder = applicant = name on the receipt = bank account holder
• Has not received this subsidy for the same equipment within the same fiscal year (limited to 1 time per equipment type within the same household)

Note: Can be combined with national government and Tokyo Metropolitan Government subsidies unless the national government or Tokyo Metropolitan Government prohibits combining (this program is funded by the ward budget only). Because the program requires moving your address to the ward before applying, apply after buying and moving into the ward.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• Has lived in Toshima Ward continuously for 2 years or more
• The household's monthly income for the previous year is ¥158,000 or less (¥214,000 or less depending on conditions)
• The person holds ownership of the home, or is a relative living with that owner
• The household has no unpaid resident tax
• Consult the Housing and Condominium Section (住宅・マンション課) before the work, and do not start the work before the subsidy is approved
• The contractor must be a member of the Toshima Ward Housing Consultation Liaison Group (豊島区住宅相談連絡会) and a private business with its main office in the ward
• Excludes work that requires a building confirmation application, work eligible for other home renovation subsidies, etc.

Note: Because living in the ward for 2 years or more is required, it cannot be used right after buying a home and moving in from outside the ward. The income limit is strict. The target is stated as 'individual homes' (個人住宅); how the private areas of condominium units are treated is not specified (needs confirmation). Application forms are not posted on the ward website to prevent misuse.

• A household raising children (supporting 1 or more children up to the first March 31 on or after the day the child turns 18) or a young couple household (either spouse is under 40 as of April 1 of the application fiscal year; partnerships included)
• A home newly built or purchased in Kita Ward, with a floor area of 55㎡ or more, meeting the new seismic standards (standards in effect from June 1, 1981), and complying with the Building Standards Act, etc.
• The applicant must be the registered title holder of the acquired home
• If the residence of the parents the household will live nearby or together with is a rental home, the parents must have lived in Kita Ward for 5 or more consecutive years
• The eligibility approval application must be made before the registration procedure (not accepted after registration). The completion report and grant application must be made within 6 months from the day after the registration date
• At the time of the grant application, the household lives in the subsidized home and lives nearby or together with the parents
• All household members living together have no unpaid resident tax; the household has not previously received this subsidy (including the former Living Near Parents Subsidy Program); the household has not received a similar national government subsidy
• The subsidy must be returned if the home is demolished, sold, leased, etc. within 10 years

Note: Condominiums with a floor area under 55㎡ are not eligible. Homes predating June 1, 1981 require separate proof that they meet the new seismic standards. People who already live in Kita Ward and buy a home in the ward are also eligible. Program users can receive an interest-rate reduction of 0.5% per year for the first 5 years from borrowing under Flat 35 Regional Cooperation Type (地域連携型) (an application to the ward is required before applying for the Flat 35 loan). The distance requirement for 'living nearby' could not be confirmed in text because the pamphlet is an image PDF. The application form suggests that the parents are also assumed to live in Kita Ward.

Glossary: Living near or with parents (近居・同居), Registration and registration tax (登記・登録免許税), Old and new earthquake standards (旧耐震・新耐震), Flat 35 (フラット35)

• You own a home in the ward and live there (with resident registration)
• Submit the eligibility approval application before construction starts, and start construction only after receiving the ward's approval
• The work must be done by a small or medium-sized business in the ward
• Has never received this subsidy before
• No one living in the home has unpaid resident tax. For jointly owned homes, consent of all registered owners is required
• Cannot be combined with other subsidies, such as long-term care insurance home modifications, the ward's subsidy for new-energy/energy-efficiency equipment, etc., seismic retrofit subsidies, and national government subsidy programs
• Submit the grant application within 90 days after the work is completed (final deadline: February 26, 2027)

Note: Because ownership and resident registration are required, the flow is to buy, register the property and move in, and then apply before starting the work (no length-of-residence requirement is stated). Simple replacement or renewal of deteriorated equipment is not eligible. Cannot be combined with the ward's renewable-energy/energy-efficiency equipment subsidy.

• Lives or plans to live in the ward, and buys and installs the equipment, etc. for their own use in that home
• Submit the grant application before construction starts (in principle, at least 7 ward office business days before)
• At the time of the work completion report, the address on the resident record is the same as the installation location of the equipment
• No unpaid individual resident tax; the equipment is unused; has not received the same type of subsidy within the same fiscal year
• For buildings that are rented or loaned free of charge (使用貸借), the owner's consent is required
• Window insulation upgrades must convert all windows of the living room that face the outside air to multi-layer glass or double windows, using products eligible under the national government's Advanced Window Renovation program (先進的窓リノベ事業)

Note: Because you can apply if you 'plan to live' in the ward, it is easy to use for work done at the same time as a purchase. The ward page does not say how management association approval is handled when an individual renovates windows in a condominium; the management rules need to be checked. The subsidy for LED lighting fixtures ends with FY2026 (for businesses and management associations). Cannot be combined with the Home Renovation Support Subsidy.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• People who have their resident record at, and live in, the home in the ward where the equipment, etc. was installed (including unit owners in condominiums)
• The equipment is installed or the work is done in the home where the applicant has their resident record and lives
• Submit the full set of application documents within 1 year of the installation completion date and within the application period
• No unpaid special ward resident tax / Tokyo metropolitan resident tax or National Health Insurance premiums
• In principle, eligible costs are the product cost only (installation fees, disposal fees, and discounts are excluded; for energy-efficient air conditioners, installation fees, etc. are also eligible)
• When a unit owner in a multi-unit building replaces outer windows or replaces glass as a high-insulation window upgrade, documents confirming management association approval are required (not required for installing inner windows)
• For individuals, each subsidy item is limited to 1 time per household

Note: Installing inner windows does not require management association approval documents, so it is easy for unit owners to use (per the high-insulation window guide). Cannot be combined with the air conditioner subsidy for low-income households.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• Has actually lived in the home continuously for 1 year or more
• The applicant and the persons living with them have no unpaid resident tax or National Health Insurance premiums (tax), and are not receiving public assistance (welfare)
• Aged 20 or older at the time of application and 80 or younger when repayment is completed (except when there is a joint debtor)
• The total income of the applicant and the persons living with them for 2025 is ¥12 million or less
• Consult and apply before starting the work
• A joint guarantor is required (not needed when contracting with a guarantee company designated by the financial institution)

Note: Because living in the home for 1 year or more is required, it cannot be used right after purchase. The financial institution screens whether the loan is approved. The ward's official FAQ answers that there is no grant for home repairs themselves.

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Total income amount (合計所得金額), Pair loan and combined income (ペアローン・収入合算)

• The owner, or a relative of the owner, of the aging home in the ward to be demolished (an aging home must currently exist. 'Aging' means 2/3 of the useful life has passed; e.g., RC/SRC 31 years, wooden 14 years)
• Always apply before demolishing the home
• The home to be acquired is a fire-resistant building (including quasi-fire-resistant buildings) that meets seismic requirements, and the owner (applicant) or a relative lives in it
• The applicant has no unpaid resident tax or National Health Insurance premiums (tax)
• In principle, aged 20 or older and 70 or younger at the time of application, and 80 or younger when repayment is completed
• The eligible loan is a mortgage from a financial institution designated by the ward (public funds such as Flat 35 are excluded)
• Not currently repaying a loan under this referral program

Note: The program assumes the applicant or a relative owns an aging home in the ward to be demolished, so general buyers of used condominiums are not eligible. The loan depends on the financial institution's screening. If the home is transferred or rented out without good reason before the interest subsidy ends, etc., the subsidy may have to be returned.

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Flat 35 (フラット35)

• Supports a child aged 18 or under (within the fiscal year) (households with an expected due date within 3 months that have received a Maternal and Child Health Handbook are also eligible)
• The parents' household has lived in the ward for 1 year or more (living nearby = both the parents' household and the household raising children live in Itabashi Ward)
• Cases such as moving in from outside the ward and newly starting to live nearby or together, or a household raising children that already lives nearby or together in the ward starting a new nearby arrangement by, for example, acquiring a home in the ward
• If moving in from outside the ward, has not lived in the ward in the past 6 months
• Intention to keep living in the ward for 3 years or more after moving; the main earner has no unpaid resident tax; not receiving public assistance (welfare), etc.; not receiving other public subsidies for the same costs
• The new home meets the new seismic standards (or has equivalent seismic performance) and does not violate the Building Standards Act; the contract holder is a member of the household raising children or of the parents' household
• Submit the preliminary registration application before signing the contract for the new home (for new construction or purchase where the time from preliminary registration to the main application is expected to be 3 months or more but less than 1 year, it is possible after the contract if before real estate registration is completed)
• The main application must be made by the end of the month 3 months after the preliminary registration application, and within 30 days of the move date on the resident record. Only costs paid by the household raising children on or after the day after the preliminary registration decision date are eligible
• Only 1 application per household

Note: Much of the budget has been used, so the program is likely to end partway through the fiscal year (check the latest remaining amount with the Housing Policy Section (住宅政策課), 03-3579-2186). Condominiums built under the old seismic standards are not eligible unless equivalent seismic performance can be shown. For homes owned by a relative within the second degree of kinship, brokerage fees, etc. are not eligible. Actual moving costs exclude installation of home appliances, disposal of unwanted items, and house cleaning.

Glossary: Living near or with parents (近居・同居), Old and new earthquake standards (旧耐震・新耐震), Registration and registration tax (登記・登録免許税), Purchase costs (諸費用)

• Supports a child aged 18 or under (within the fiscal year) (pregnant households that have received a Maternal and Child Health Handbook are also eligible)
• Lives or plans to live in a home in the ward (if planning to, the move must be confirmed on the resident record by the earlier of 30 days after the work completion date or March 31)
• Meets the new seismic standards, or has equivalent seismic performance (including when seismic retrofit work is done at the same time), and does not violate the Building Standards Act
• The work must be done by a business registered under the 'Itabashi Ward Home Renovation Business Registration System' (板橋区住宅リフォーム事業者登録制度)
• Apply before starting the renovation work; expected to keep living in the home for 3 years or more after the work is completed
• The main earner has no unpaid resident tax; not receiving public assistance (welfare), etc.; not receiving other public subsidies for the same costs; only 1 application per home
• Simple replacement of equipment due to deterioration, etc. is not eligible

Note: Because you can apply before moving in, it is easy to use for renovation done at the same time as buying a used condominium. Much of the budget has been used, so the program may end early. People living outside the ward need a copy of their resident record and a tax payment certificate when applying.

Glossary: Old and new earthquake standards (旧耐震・新耐震)

• Lives in the ward and has resident registration in Nerima Ward. Paid the installation costs themselves. No unpaid resident tax
• An existing home in the ward where the applicant is actually living at the time of application (the installation completion date is at least 1 year after the date the home was newly built)
• Consent of all owners has been obtained for the installation
• When installing in the common areas of a condominium, approval of the management association as needed, based on the management rules
• Has not received a grant decision for this subsidy for the same type of equipment as the one applied for in FY2021 or later
• Can be combined with national government or Tokyo Metropolitan Government subsidies

Note: Applications may be temporarily suspended, so check the application status on the ward website before applying.

Glossary: Management rules and long-term repair plan (管理規約・長期修繕計画)

• Has lived in Nerima Ward continuously for 1 year or more
• Aged 20 or older, and under 70 when repayment is completed
• The household's total income for the previous year is ¥12 million or less
• No unpaid resident tax or light motor vehicle tax
• Can obtain a joint guarantor who has lived in Tokyo or a neighboring prefecture for 1 year or more
• The floor area of the residential part is 175㎡ or less. If the home is not owned by the applicant, the owner's consent is required
• Start the work only after completing everything from application to loan decision

Note: Because living in the ward for 1 year or more is required, it cannot be used right after buying a home and moving in from outside the ward. It cannot be used for purchase funds. The financial institution screens and decides on the loan. Whether the private areas of condominium units are eligible is not specified (the target is 'homes located in Nerima Ward').

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Total income amount (合計所得金額), Pair loan and combined income (ペアローン・収入合算)

• Work on the home you live in (including the private area (専有部分) of a condo).
• No unpaid ward resident tax (区民税).
• The contractor is a business in the ward (with some exceptions).
• Not eligible if the construction contract is signed or work starts before the provisional approval notice (内定通知).
• You have never received this subsidy for the same improvement, and the work is not receiving other benefits or subsidies.
• The work complies with the Building Standards Act and other related laws.

Note: No ward-specific support for home purchase costs, mortgage interest subsidies, moving in/settling, or living nearby/living together was found on Adachi Ward's official website (housing and subsidy pages, list of subsidies, “Sumairu Information 2026” (住まいるインフォメーション2026) https://www.city.adachi.tokyo.jp/juutaku/machi/jutaku/shisaku.html). If you moved in from outside the ward and Adachi Ward cannot confirm your tax payment status, a tax payment certificate from your previous municipality is required. Details of the additional options: https://www.city.adachi.tokyo.jp/k-bousai/juutakukairyou_tuikamenyu.html

• Apply before construction starts (at least 5 ward office business days before the planned start date).
• An individual registered as a resident in Adachi Ward, for an existing home in the ward that you live in yourself (its location is the same as your registered address).
• Glass/windows: thermal transmittance of 2.33 or less; insulation material: thermal conductivity of 0.041 or less (for blown-in ceiling insulation, R-value of 2.7 or more); water-saving toilets: full flush volume of 4.6L or less (heat-shielding paint is for detached houses only).
• Contract with a business in the ward; new products; eligible costs of ¥50,000 or more excluding tax.
• For multi-unit buildings, apply per unit.
• Complete the work by February 28, 2027, and submit the completion report by March 31, 2027.
• You have not received a subsidy decision for the same type of work within the past 5 years, have not received this subsidy within the same fiscal year, and have no unpaid resident tax.

Note: Applications for FY2026 have already closed. Whether the program will run in FY2027 has not been confirmed. Because your registered address and the home being worked on must be the same, you would apply after moving into the used condo you bought. Windows are often treated as common areas under management rules, so management association approval may be required (the official page does not mention this). Application status list: https://www.city.adachi.tokyo.jp/kankyo/kurashi/kankyo/hojyokinzankensu.html

• A home in the ward that you live in yourself (including one you plan to live in).
• Renovation only (buildings at least 1 year old; new construction is not eligible).
• Windows: glass thermal transmittance of 2.3W/㎡・K or less; insulation material: R-value of 2.7 or more for exterior walls, roofs, and ceilings / 2.2 or more for floors.
• Submit a prior consultation form (事前協議書) at least 4 weeks before construction starts, and start work after the prior consultation response (事前協議回答書) arrives.
• Original tax payment certificate for special ward resident tax, Tokyo metropolitan resident tax, etc. (for people who are not taxed, a certificate of non-taxation).
• You have not received this subsidy for the same building and the same type of equipment, etc., in the 10 years before the application.
• For rented homes or homes borrowed free of charge (使用貸借), the owner's consent form is required.

Note: It is not officially stated whether an individual can apply for a single condo unit under the “for individual homes” (個人住宅用) category (the “for multi-unit housing” (集合住宅用) category is for management associations and owners installing equipment in common areas). Check with the Environment Section (環境課). In FY2025, it took up to about 6 months for the notice confirming the subsidy amount to be sent. No ward-specific support for home purchase costs, mortgage interest subsidies, moving in/settling, or living nearby/living together was found on Katsushika Ward's official website (Housing Guidebook, July 2026 revised edition (住まいのガイドブック令和8年7月改訂版) https://www.city.katsushika.lg.jp/kurashi/1003399/1031568.html, and public housing and residential support pages).

Glossary: Building age (築年数)

• An Edogawa Ward resident who is the home owner, or a lineal relative who lives with the owner (including starting to live together within 3 months after the work is completed)
• An existing home in the ward where the owner currently lives, or will live within 3 months after the work is completed
• For condominiums, only the owner's private area (common areas are not eligible)
• Apply after the ownership transfer registration is completed; consult and apply before construction starts (about 40 days until the loan decision)
• No unpaid resident tax; annual income of at least 3 times the annual repayment amount
• 1 reliable joint guarantor plus housing loan insurance, or a guarantee from the Shinkin Guarantee Fund (しんきん保証基金)
• Work eligible for the preferential rate: work that improves the insulation or heat-shielding of roofs, exterior walls, windows, etc.; installation of solar energy equipment, high-efficiency water heaters, or ENE-FARM; barrier-free improvements; seismic reinforcement eligible for the ward's seismic subsidy; asbestos removal, etc.
• Participating financial institutions: Asahi, Tokyo Higashi, Komatsugawa, and Toei shinkin banks (credit unions) (the financial institution screens whether to lend)

Note: The pamphlet (April 2022 edition) clearly states "It cannot be used to purchase a home (住宅の購入には利用できません)." For a used condominium, it would be used to renovate the private area after the purchase, once the ownership transfer registration is done. For buyers moving in from outside the ward, it is not stated how the "Edogawa Ward resident" requirement is treated at the time of application, so this needs to be confirmed. The ward's page states "There is no subsidy program for renovations such as exterior wall painting for general homes." On Edogawa Ward's official website (Housing Guide https://www.city.edogawa.tokyo.jp/e039/kurashi/sumai/sumaiguide.html, and the list of main child-rearing support), no ward-specific support was found for home purchase costs, loan interest subsidies, moving into the ward and settling there, or living nearby or together with family. No ward-specific subsidy for energy-efficiency renovation was found either (the decarbonization subsidies cover only switching to renewable electricity, portable storage batteries, and EVs).

Glossary: Loan referral and interest subsidy (融資あっせん・利子補給), Registration and registration tax (登記・登録免許税), Pair loan and combined income (ペアローン・収入合算), Fixed rate (固定金利)